{"id":474836,"date":"2024-04-29T15:35:28","date_gmt":"2024-04-29T11:35:28","guid":{"rendered":"https:\/\/azcb.co\/30-illik-ipotekani-10-ild%c9%99-nec%c9%99-od%c9%99y%c9%99-bil%c9%99r%c9%99m\/"},"modified":"2025-04-18T12:49:07","modified_gmt":"2025-04-18T08:49:07","slug":"30-illik-ipotekani-10-ild%c9%99-nec%c9%99-od%c9%99y%c9%99-bil%c9%99r%c9%99m","status":"publish","type":"post","link":"https:\/\/azcb.co\/az\/30-illik-ipotekani-10-ild%c9%99-nec%c9%99-od%c9%99y%c9%99-bil%c9%99r%c9%99m\/","title":{"rendered":"30 illik ipotekan\u0131 10 ild\u0259 nec\u0259 \u00f6d\u0259y\u0259 bil\u0259r\u0259m?"},"content":{"rendered":"\n<p>30 illik ipoteka il\u0259 y\u00fckl\u0259nm\u0259k fikrind\u0259n bezmisiniz? Evinizi bu q\u0259d\u0259r uzun m\u00fcdd\u0259t\u0259 \u00f6d\u0259m\u0259k fikri qorxulu ola bil\u0259r. B\u0259s siz\u0259 des\u0259k ki, 30 illik ipotekan\u0131 c\u0259mi on il \u0259rzind\u0259 \u00f6d\u0259m\u0259k m\u00fcmk\u00fcnd\u00fcr? B\u0259li, d\u00fcz oxudunuz! Bu bloq yaz\u0131s\u0131nda biz m\u00f6vcud olan m\u00fcxt\u0259lif ipoteka n\u00f6vl\u0259rini ara\u015fd\u0131raca\u011f\u0131q v\u0259 ipotekaya nec\u0259 haz\u0131rla\u015fmaq v\u0259 erk\u0259n \u00f6d\u0259m\u0259y\u0259 dair m\u0259sl\u0259h\u0259tl\u0259r ver\u0259c\u0259yik. Bel\u0259likl\u0259, ba\u011flan\u0131n v\u0259 onillikl\u0259r boyu davam ed\u0259n borcla nec\u0259 vidala\u015faca\u011f\u0131n\u0131z\u0131 \u00f6yr\u0259nm\u0259y\u0259 haz\u0131rla\u015f\u0131n. <strong><a href=\"https:\/\/azcb.co\/az\/bee-d%c9%99-plandank%c9%99nar-mulkl%c9%99r\/\">\u018fbu-Dabid\u0259ki plandan k\u0259nar \u0259mlaklarla<\/a><\/strong> maraqlan\u0131rs\u0131n\u0131zsa,        <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-the-different-types-of-mortgages\">\u0130potekan\u0131n m\u00fcxt\u0259lif n\u00f6vl\u0259ri<\/h2>\n\n<p>\u0130poteka m\u0259s\u0259l\u0259sin\u0259 g\u0259linc\u0259, h\u0259r k\u0259s\u0259 uy\u011fun g\u0259l\u0259n bir yana\u015fma yoxdur. Se\u00e7diyiniz ipoteka n\u00f6v\u00fc maliyy\u0259 v\u0259ziyy\u0259tinizd\u0259n v\u0259 \u015f\u0259xsi \u00fcst\u00fcnl\u00fckl\u0259rinizd\u0259n as\u0131l\u0131 olacaq. \u018fn \u00e7ox yay\u0131lm\u0131\u015f ipoteka n\u00f6vl\u0259rind\u0259n b\u0259zil\u0259ri bunlard\u0131r:  <br\/><br\/>Sabit faizli ipoteka: Bu \u0259n populyar ipoteka n\u00f6v\u00fcd\u00fcr. Sabit faizli ipoteka il\u0259, faiz d\u0259r\u0259c\u0259niz b\u00fct\u00fcn kredit m\u00fcdd\u0259ti \u00fc\u00e7\u00fcn eyni qal\u0131r. <br\/><br\/>T\u0259nziml\u0259n\u0259n Faizli \u0130poteka (ARM): ARM, bazar \u015f\u0259rtl\u0259rin\u0259 \u0259sas\u0259n vaxta\u015f\u0131r\u0131 d\u0259yi\u015f\u0259n faiz d\u0259r\u0259c\u0259sin\u0259 malikdir.<br\/><br\/>FHA Kreditl\u0259ri: Federal M\u0259nzil \u0130dar\u0259si t\u0259r\u0259find\u0259n d\u0259st\u0259kl\u0259n\u0259n FHA kreditl\u0259ri adi kreditl\u0259r\u0259 nisb\u0259t\u0259n daha az s\u0259rt t\u0259l\u0259bl\u0259r\u0259 malikdir v\u0259 a\u015fa\u011f\u0131 kredit ballar\u0131 v\u0259 ya daha ki\u00e7ik ilkin \u00f6d\u0259ni\u015fl\u0259ri olan \u015f\u0259xsl\u0259r \u00fc\u00e7\u00fcn n\u0259z\u0259rd\u0259 tutulub.<br\/><br\/>VA Kreditl\u0259ri: Veteranlar v\u0259 onlar\u0131n ail\u0259l\u0259ri \u00fc\u00e7\u00fcn m\u00f6vcuddur, VA kreditl\u0259ri a\u015fa\u011f\u0131 faiz d\u0259r\u0259c\u0259l\u0259ri t\u0259klif edir v\u0259 ilkin \u00f6d\u0259ni\u015f t\u0259l\u0259b etmir.<br\/><br\/>Yaln\u0131z Faizli \u0130poteka: Ad\u0131ndan da g\u00f6r\u00fcnd\u00fcy\u00fc kimi, bu ipoteka n\u00f6v\u00fc borcalanlara \u0259sas borcun \u00f6d\u0259nilm\u0259sin\u0259 ba\u015flamazdan \u0259vv\u0259l m\u00fc\u0259yy\u0259n m\u00fcdd\u0259t \u0259rzind\u0259 yaln\u0131z faizl\u0259ri \u00f6d\u0259m\u0259y\u0259 imkan verir.<br\/><br\/><br\/>Hans\u0131 ipoteka n\u00f6v\u00fcn\u00fcn sizin \u00fc\u00e7\u00fcn uy\u011fun oldu\u011funa q\u0259rar verm\u0259zd\u0259n \u0259vv\u0259l b\u00fct\u00fcn variantlar\u0131 diqq\u0259tl\u0259 n\u0259z\u0259rd\u0259n ke\u00e7irm\u0259k vacibdir. Ehtiyaclar\u0131n\u0131za \u0259n uy\u011fun olan\u0131 se\u00e7m\u0259kd\u0259 siz\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259c\u0259k etibarl\u0131 kreditor v\u0259 ya maliyy\u0259 m\u0259sl\u0259h\u0259t\u00e7isi il\u0259 i\u015fl\u0259yin. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-the-cost-of-a-30-year-mortgage\">30 illik ipotekan\u0131n d\u0259y\u0259ri<\/h2>\n\n<p>Ev alma\u011fa g\u0259ldikd\u0259, bir \u00e7ox insanlar q\u0131sam\u00fcdd\u0259tli ipoteka il\u0259 m\u00fcqayis\u0259d\u0259 ayl\u0131q \u00f6d\u0259ni\u015fl\u0259rin a\u015fa\u011f\u0131 olmas\u0131 s\u0259b\u0259bind\u0259n 30 illik ipotekaya \u00fcst\u00fcnl\u00fck verirl\u0259r. Bununla bel\u0259, 30 illik ipotekan\u0131n d\u0259y\u0259ri ayl\u0131q \u00f6d\u0259ni\u015fd\u0259n \u00e7ox k\u0259nara \u00e7\u0131x\u0131r. <br\/><br\/>Birincisi, daha uzun m\u00fcdd\u0259tl\u0259, kreditin m\u00fcdd\u0259ti \u0259rzind\u0259 \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 daha \u00e7ox faiz \u00f6d\u0259y\u0259c\u0259ksiniz. Bunun s\u0259b\u0259bi, faiz d\u0259r\u0259c\u0259nizin daha uzun m\u00fcdd\u0259t\u0259 yay\u0131lmas\u0131d\u0131r. M\u0259s\u0259l\u0259n, 4% faiz d\u0259r\u0259c\u0259si il\u0259 200.000 AB\u015e dollar\u0131 m\u0259bl\u0259\u011find\u0259 kredit g\u00f6t\u00fcrs\u0259niz, otuz il \u0259rzind\u0259 yaln\u0131z 144.000 dollara yax\u0131n faiz \u00f6d\u0259y\u0259c\u0259ksiniz.  <br\/><br\/>\u018flav\u0259 olaraq, kredit m\u00fcdd\u0259tiniz \u00e7ox uzun oldu\u011fu \u00fc\u00e7\u00fcn eviniz bu m\u00fcdd\u0259t \u0259rzind\u0259 k\u00f6hn\u0259l\u0259 v\u0259 ya d\u0259y\u0259rini itir\u0259 bil\u0259r. \u018fg\u0259r bu ba\u015f ver\u0259rs\u0259 v\u0259 ipotekan\u0131z\u0131 tamamil\u0259 \u00f6d\u0259m\u0259d\u0259n \u0259vv\u0259l siz\u0259 ehtiyac\u0131n\u0131z varsa v\u0259 ya satmaq ist\u0259s\u0259niz, sat\u0131\u015fdan \u00f6d\u0259nilm\u0259mi\u015f balans\u0131n\u0131zda qalanlar\u0131 \u00f6d\u0259m\u0259k \u00fc\u00e7\u00fcn kifay\u0259t q\u0259d\u0259r pul ala bilm\u0259y\u0259c\u0259ksiniz. <br\/><br\/>G\u00f6zl\u0259nilm\u0259z maliyy\u0259 \u00e7\u0259tinlikl\u0259ri yaranarsa, m\u0259s\u0259l\u0259n, i\u015fin itirilm\u0259si v\u0259 ya tibbi x\u0259rcl\u0259r burax\u0131lm\u0131\u015f \u00f6d\u0259ni\u015fl\u0259r\u0259 s\u0259b\u0259b olarsa v\u0259 girov prosedurlar\u0131 h\u0259m maliyy\u0259, h\u0259m d\u0259 emosional c\u0259h\u0259td\u0259n baha ba\u015fa g\u0259l\u0259 bil\u0259r. Ev alark\u0259n m\u00f6vcud olan \u0259n a\u015fa\u011f\u0131 ayl\u0131q \u00f6d\u0259ni\u015f variant\u0131n\u0131 se\u00e7m\u0259k cazib\u0259dar olsa da; bu q\u0259rar\u0131 verm\u0259zd\u0259n \u0259vv\u0259l b\u00fct\u00fcn amill\u0259ri n\u0259z\u0259r\u0259 al\u0131n. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-which-type-of-mortgage-is-right-for-you\">Hans\u0131 ipoteka n\u00f6v\u00fc siz\u0259 uy\u011fundur?<\/h2>\n\n<p>\u0130poteka krediti se\u00e7\u0259rk\u0259n f\u0259rdi maliyy\u0259 v\u0259ziyy\u0259tinizi v\u0259 ehtiyaclar\u0131n\u0131z\u0131 n\u0259z\u0259r\u0259 almaq vacibdir. F\u0259rqli \u015f\u0259rtl\u0259r\u0259 uy\u011fun olaraq m\u00fcxt\u0259lif n\u00f6v ipoteka kreditl\u0259ri m\u00f6vcuddur. <br\/><br\/>Ayl\u0131q \u00f6d\u0259ni\u015fl\u0259rinizd\u0259 sabitlik axtar\u0131rs\u0131n\u0131zsa, sabit faizli ipoteka sizin \u00fc\u00e7\u00fcn do\u011fru se\u00e7im ola bil\u0259r. Bu ipoteka n\u00f6v\u00fc il\u0259 faiz d\u0259r\u0259c\u0259niz kredit m\u00fcdd\u0259ti \u0259rzind\u0259 eyni qal\u0131r. <br\/><br\/>Dig\u0259r t\u0259r\u0259fd\u0259n, ilkin sabit d\u00f6vr ba\u015fa \u00e7atmazdan \u0259vv\u0259l satma\u011f\u0131 v\u0259 ya yenid\u0259n maliyy\u0259l\u0259\u015fdirm\u0259yi planla\u015fd\u0131r\u0131rs\u0131n\u0131zsa, t\u0259nziml\u0259n\u0259n faizli ipoteka (ARM) uy\u011fun ola bil\u0259r. ARM d\u0259r\u0259c\u0259l\u0259ri bazar \u015f\u0259rtl\u0259rind\u0259n as\u0131l\u0131 olaraq zamanla d\u0259yi\u015f\u0259 bil\u0259r. <br\/><br\/>A\u015fa\u011f\u0131 kredit ballar\u0131 v\u0259 ya daha ki\u00e7ik \u00f6d\u0259ni\u015fl\u0259ri olanlar \u00fc\u00e7\u00fcn FHA krediti yax\u015f\u0131 se\u00e7im ola bil\u0259r. Bu kreditl\u0259r Federal M\u0259nzil \u0130dar\u0259si t\u0259r\u0259find\u0259n d\u0259st\u0259kl\u0259nir v\u0259 tez-tez daha yum\u015faq kredit t\u0259l\u0259bl\u0259rin\u0259 malikdir. <br\/><br\/>VA krediti yaln\u0131z veteranlar v\u0259 onlar\u0131n ail\u0259l\u0259ri \u00fc\u00e7\u00fcn m\u00f6vcud olan ba\u015fqa bir se\u00e7imdir. Bu kredit n\u00f6v\u00fc r\u0259qab\u0259tli faiz d\u0259r\u0259c\u0259l\u0259ri v\u0259 \u00e7evik ixtisas standartlar\u0131 t\u0259klif edir. <br\/><br\/>N\u0259hay\u0259t, hans\u0131 ipoteka n\u00f6v\u00fcn\u00fcn sizin \u00fc\u00e7\u00fcn uy\u011fun oldu\u011funu se\u00e7m\u0259k maliyy\u0259 m\u0259qs\u0259dl\u0259riniz, kredit hesab\u0131n\u0131z, ilkin \u00f6d\u0259ni\u015f m\u0259bl\u0259\u011fi v\u0259 \u00fcmumi b\u00fcdc\u0259 kimi amill\u0259rd\u0259n as\u0131l\u0131d\u0131r. H\u0259r hans\u0131 bir q\u0259rar verm\u0259zd\u0259n \u0259vv\u0259l h\u0259rt\u0259r\u0259fli ara\u015fd\u0131rma aparmaq v\u0259 etibarl\u0131 kreditorla m\u0259sl\u0259h\u0259tl\u0259\u015fm\u0259k vacibdir. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-preparing-for-a-30-year-mortgage\">30 illik ipotekaya haz\u0131rla\u015f\u0131r<\/h2>\n\n<p>30 illik ipotekaya haz\u0131rla\u015fmaq \u00e7\u0259tin g\u00f6r\u00fcn\u0259 bil\u0259r, lakin d\u00fczg\u00fcn planla\u015fd\u0131rma il\u0259 onu daha idar\u0259olunan ed\u0259 bil\u0259rsiniz. \u0130lk n\u00f6vb\u0259d\u0259, hans\u0131 ayl\u0131q \u00f6d\u0259ni\u015fl\u0259ri rahat \u015f\u0259kild\u0259 \u00f6d\u0259y\u0259 bil\u0259c\u0259yinizi m\u00fc\u0259yy\u0259n etm\u0259k \u00fc\u00e7\u00fcn maliyy\u0259 v\u0259ziyy\u0259tinizi qiym\u0259tl\u0259ndirin. G\u0259lir, x\u0259rcl\u0259riniz v\u0259 h\u0259yat t\u0259rzi se\u00e7iml\u0259riniz kimi amill\u0259ri n\u0259z\u0259rd\u0259n ke\u00e7irin.  <br\/><br\/>Sonra, evinizd\u0259 ilkin \u00f6d\u0259ni\u015f \u00fc\u00e7\u00fcn q\u0259na\u0259t etm\u0259y\u0259 ba\u015flay\u0131n. \u018fvv\u0259lc\u0259d\u0259n \u00f6d\u0259y\u0259 bil\u0259c\u0259yiniz ilkin \u00f6d\u0259ni\u015f n\u0259 q\u0259d\u0259r b\u00f6y\u00fckd\u00fcrs\u0259, \u00fcmumi ipotekan\u0131z bir o q\u0259d\u0259r a\u015fa\u011f\u0131 olacaq. M\u00fcmk\u00fcns\u0259 ilkin \u00f6d\u0259ni\u015f olaraq al\u0131\u015f qiym\u0259tinin \u0259n az\u0131 20%-ni h\u0259d\u0259fl\u0259yin.  <br\/><br\/>30 illik ipoteka kimi uzunm\u00fcdd\u0259tli \u00f6hd\u0259lik g\u00f6t\u00fcrm\u0259zd\u0259n \u0259vv\u0259l t\u0259cili yard\u0131m fondunun yarad\u0131lmas\u0131 da vacibdir. Bu fond maliyy\u0259niz\u0259 \u0259lav\u0259 g\u0259rginlik yaratmadan i\u015f itkisi v\u0259 ya tibbi \u00f6d\u0259ni\u015fl\u0259r kimi g\u00f6zl\u0259nilm\u0259z x\u0259rcl\u0259ri qar\u015f\u0131lamal\u0131d\u0131r. <br\/><br\/>F\u0259rqli kreditorlar \u00fc\u00e7\u00fcn al\u0131\u015f-veri\u015f edin v\u0259 h\u0259r hans\u0131 bir q\u0259rar verm\u0259zd\u0259n \u0259vv\u0259l onlar\u0131n d\u0259r\u0259c\u0259l\u0259rini v\u0259 haqlar\u0131n\u0131 diqq\u0259tl\u0259 m\u00fcqayis\u0259 edin. Ba\u011flanma x\u0259rcl\u0259ri haqq\u0131nda da unutmay\u0131n \u2013 onlar tez bir zamanda \u0259lav\u0259 oluna bil\u0259r! <br\/><br\/>G\u0259l\u0259c\u0259k ev sahibliyi s\u0259yah\u0259tinizd\u0259 bu \u0259h\u0259miyy\u0259tli investisiyaya haz\u0131rla\u015fma\u011f\u0131n\u0131za k\u00f6m\u0259k etm\u0259k \u00fc\u00e7\u00fcn ipoteka kreditl\u0259ri \u00fczr\u0259 ixtisasla\u015fm\u0131\u015f maliyy\u0259 m\u0259sl\u0259h\u0259t\u00e7isi v\u0259 ya m\u0259sl\u0259h\u0259t\u00e7i i\u015f\u0259 g\u00f6t\u00fcrm\u0259yi d\u00fc\u015f\u00fcn\u00fcn.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-repayment-options-for-a-30-year-mortgage\">30 illik ipoteka \u00fc\u00e7\u00fcn \u00f6d\u0259ni\u015f variantlar\u0131<\/h2>\n\n<p>30 illik ipoteka krediti g\u00f6t\u00fcrd\u00fcy\u00fcn\u00fcz zaman, onu \u00f6d\u0259m\u0259k \u00fc\u00e7\u00fcn n\u0259 q\u0259d\u0259r vaxt laz\u0131m oldu\u011funu d\u00fc\u015f\u00fcnm\u0259k \u00e7ox \u00e7\u0259tin ola bil\u0259r. Bununla bel\u0259, ipotekan\u0131z\u0131 daha tez \u00f6d\u0259m\u0259y\u0259 v\u0259 minl\u0259rl\u0259 dollar faiz\u0259 q\u0259na\u0259t etm\u0259y\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259c\u0259k \u00f6d\u0259m\u0259 variantlar\u0131 m\u00f6vcuddur. <br\/><br\/>Se\u00e7iml\u0259rd\u0259n biri ayl\u0131q \u00f6d\u0259ni\u015fl\u0259r \u0259v\u0259zin\u0259 iki h\u0259ft\u0259lik \u00f6d\u0259ni\u015fl\u0259r etm\u0259kdir. Bunu etm\u0259kl\u0259, siz h\u0259r il \u0259lav\u0259 \u00f6d\u0259ni\u015f etmi\u015f olacaqs\u0131n\u0131z ki, bu da birba\u015fa kreditinizin \u0259sas qal\u0131\u011f\u0131n\u0131 \u00f6d\u0259m\u0259y\u0259 do\u011fru gedir. <br\/><br\/>Ba\u015fqa bir se\u00e7im ipotekan\u0131 daha a\u015fa\u011f\u0131 faiz d\u0259r\u0259c\u0259si il\u0259 daha q\u0131sam\u00fcdd\u0259tli kredit\u0259 yenid\u0259n maliyy\u0259l\u0259\u015fdirm\u0259kdir. M\u0259s\u0259l\u0259n, 30 illik sabit faizli ipotekadan 15 illik sabit faizli ipoteka kreditin\u0259 yenid\u0259n maliyy\u0259l\u0259\u015fdirm\u0259 kreditin m\u00fcdd\u0259ti \u0259rzind\u0259 \u00f6d\u0259nil\u0259n faizl\u0259rin m\u0259bl\u0259\u011fini \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 azalda bil\u0259r v\u0259 siz\u0259 ipotekan\u0131 daha tez \u00f6d\u0259m\u0259y\u0259 imkan verir. <br\/><br\/>Siz h\u0259m\u00e7inin m\u00fcmk\u00fcn olduqda \u0259lav\u0259 \u0259sas \u00f6d\u0259ni\u015fl\u0259r etm\u0259yi d\u00fc\u015f\u00fcn\u0259 bil\u0259rsiniz. Bu, sad\u0259c\u0259 faizl\u0259ri \u00f6d\u0259m\u0259kd\u0259ns\u0259, kreditinizin \u0259sas borcunu \u00f6d\u0259m\u0259k \u00fc\u00e7\u00fcn \u0259lav\u0259 pul qoymaq dem\u0259kdir. <br\/><br\/>\u018fg\u0259r siz bonuslar v\u0259 ya vergil\u0259rin qaytar\u0131lmas\u0131 kimi g\u00f6zl\u0259nilm\u0259z g\u0259lirl\u0259r al\u0131rs\u0131n\u0131zsa, onlardan ipotekan\u0131z\u0131 \u00f6d\u0259m\u0259k \u00fc\u00e7\u00fcn istifad\u0259 etm\u0259yi d\u00fc\u015f\u00fcn\u00fcn. Bu, ilk bax\u0131\u015fda \u00e7ox g\u00f6r\u00fcn\u0259 bilm\u0259z, lakin borcun azald\u0131lmas\u0131 v\u0259 evinizd\u0259 kapital\u0131n qurulmas\u0131na g\u0259ldikd\u0259 h\u0259r bir az k\u00f6m\u0259k edir. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">N\u0259tic\u0259<\/h2>\n\n<p>30 illik ipotekan\u0131 10 il \u0259rzind\u0259 \u00f6d\u0259m\u0259k asan i\u015f deyil, lakin d\u00fczg\u00fcn strategiya v\u0259 nizam-intizamla m\u00fcmk\u00fcnd\u00fcr. Maliyy\u0259 m\u0259qs\u0259dl\u0259riniz\u0259 uy\u011fun olan d\u00fczg\u00fcn ipoteka n\u00f6v\u00fcn\u00fc se\u00e7m\u0259k v\u0259 vaxt\u0131ndan \u0259vv\u0259l haz\u0131rla\u015fmaq bu prosesi daha idar\u0259olunan etm\u0259y\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259r. <br\/><br\/>Bundan \u0259lav\u0259, \u0259sas borcunuz \u00fc\u00e7\u00fcn \u0259lav\u0259 \u00f6d\u0259ni\u015fl\u0259r etm\u0259k v\u0259 m\u00fcxt\u0259lif \u00f6d\u0259m\u0259 variantlar\u0131n\u0131 ara\u015fd\u0131rmaq da ipotekan\u0131z\u0131 daha tez \u00f6d\u0259m\u0259yiniz\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259r. Bu, h\u0259yat t\u0259rziniz\u0259 qurbanlar v\u0259 d\u00fcz\u0259li\u015fl\u0259r t\u0259l\u0259b ed\u0259 bil\u0259r, lakin daha tez borcdan azad olma\u011f\u0131n faydalar\u0131 buna d\u0259y\u0259r. <br\/><br\/>Unutmay\u0131n ki, ev kreditinizl\u0259 ba\u011fl\u0131 h\u0259r hans\u0131 m\u00fch\u00fcm q\u0259rar q\u0259bul etm\u0259zd\u0259n \u0259vv\u0259l maliyy\u0259 m\u0259sl\u0259h\u0259t\u00e7isi v\u0259 ya ipoteka m\u00fct\u0259x\u0259ssisi il\u0259 m\u0259sl\u0259h\u0259tl\u0259\u015fin. Diqq\u0259tli planla\u015fd\u0131rma v\u0259 \u00f6hd\u0259lik il\u0259 siz 30 illik ipotekan\u0131 c\u0259mi 10 il \u0259rzind\u0259 \u00f6d\u0259m\u0259k m\u0259qs\u0259din\u0259 nail ola bil\u0259rsiniz. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>30 illik ipoteka il\u0259 y\u00fckl\u0259nm\u0259k fikrind\u0259n bezmisiniz? Evinizi bu q\u0259d\u0259r uzun m\u00fcdd\u0259t\u0259 \u00f6d\u0259m\u0259k fikri qorxulu ola bil\u0259r. B\u0259s siz\u0259 des\u0259k ki, 30 illik ipotekan\u0131 c\u0259mi on il \u0259rzind\u0259 \u00f6d\u0259m\u0259k m\u00fcmk\u00fcnd\u00fcr? B\u0259li, d\u00fcz oxudunuz! Bu bloq yaz\u0131s\u0131nda biz m\u00f6vcud olan m\u00fcxt\u0259lif ipoteka n\u00f6vl\u0259rini ara\u015fd\u0131raca\u011f\u0131q v\u0259 ipotekaya nec\u0259 haz\u0131rla\u015fmaq v\u0259 erk\u0259n \u00f6d\u0259m\u0259y\u0259 dair m\u0259sl\u0259h\u0259tl\u0259r ver\u0259c\u0259yik. Bel\u0259likl\u0259, ba\u011flan\u0131n [&hellip;]<\/p>\n","protected":false},"author":223,"featured_media":474837,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[9947],"tags":[],"class_list":["post-474836","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-az"],"_links":{"self":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/posts\/474836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/users\/223"}],"replies":[{"embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/comments?post=474836"}],"version-history":[{"count":0,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/posts\/474836\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/media\/474837"}],"wp:attachment":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/media?parent=474836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/categories?post=474836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/tags?post=474836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}