{"id":473602,"date":"2024-04-29T15:35:33","date_gmt":"2024-04-29T11:35:33","guid":{"rendered":"https:\/\/azcb.co\/faiz-d%c9%99r%c9%99c%c9%99l%c9%99rinin-dasinmaz-%c9%99mlak-bazarina-t%c9%99siri\/"},"modified":"2025-04-18T12:41:55","modified_gmt":"2025-04-18T08:41:55","slug":"faiz-d%c9%99r%c9%99c%c9%99l%c9%99rinin-dasinmaz-%c9%99mlak-bazarina-t%c9%99siri","status":"publish","type":"post","link":"https:\/\/azcb.co\/az\/faiz-d%c9%99r%c9%99c%c9%99l%c9%99rinin-dasinmaz-%c9%99mlak-bazarina-t%c9%99siri\/","title":{"rendered":"Faiz d\u0259r\u0259c\u0259l\u0259rinin da\u015f\u0131nmaz \u0259mlak bazar\u0131na t\u0259siri"},"content":{"rendered":"\n<p>Da\u015f\u0131nmaz \u0259mlak daim inki\u015faf ed\u0259n bir bazard\u0131r v\u0259 bir \u00e7ox amill\u0259rin t\u0259sirin\u0259 m\u0259ruz qala bil\u0259r, onlardan biri faiz d\u0259r\u0259c\u0259l\u0259ridir. Ev al\u0131c\u0131s\u0131, sat\u0131c\u0131s\u0131 v\u0259 ya kiray\u0259\u00e7isi olma\u011f\u0131n\u0131zdan as\u0131l\u0131 olmayaraq, faiz d\u0259r\u0259c\u0259l\u0259rinin d\u0259yi\u015fm\u0259si maliyy\u0259 v\u0259ziyy\u0259tiniz\u0259 \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 t\u0259sir ed\u0259 bil\u0259r v\u0259 n\u0259tic\u0259d\u0259 q\u0259rar q\u0259bul etm\u0259 prosesiniz\u0259 t\u0259sir ed\u0259 bil\u0259r. biz faiz d\u0259r\u0259c\u0259l\u0259rinin da\u015f\u0131nmaz \u0259mlak bazar\u0131n\u0131 m\u00fcxt\u0259lif istiqam\u0259tl\u0259rd\u0259 nec\u0259 yell\u0259y\u0259 bil\u0259c\u0259yini ara\u015fd\u0131raca\u011f\u0131q v\u0259 bug\u00fcnk\u00fc m\u0259nzil m\u0259nz\u0259r\u0259sind\u0259 naviqasiya \u00fc\u00e7\u00fcn m\u0259sl\u0259h\u0259tl\u0259r ver\u0259c\u0259yik. Odur ki, ba\u011flay\u0131n v\u0259 <a href=\"https:\/\/azcb.co\/\">da\u015f\u0131nmaz \u0259mlak\u0131n<\/a> f\u00fcsunkar d\u00fcnyas\u0131na dalma\u011fa haz\u0131rla\u015f\u0131n!   <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-how-interest-rates-affect-home-buyers\">Faiz d\u0259r\u0259c\u0259l\u0259ri ev al\u0131c\u0131lar\u0131na nec\u0259 t\u0259sir edir<\/h2>\n\n<p>Faiz d\u0259r\u0259c\u0259l\u0259ri ev al\u0131c\u0131lar\u0131n\u0131n q\u0259rar verm\u0259 prosesind\u0259 h\u0259lledici rol oynay\u0131r. Sad\u0259c\u0259 olaraq, faiz d\u0259r\u0259c\u0259l\u0259ri a\u015fa\u011f\u0131 olduqda, ev al\u0131c\u0131lar\u0131 daha b\u00f6y\u00fck kreditl\u0259r g\u00f6t\u00fcr\u0259 v\u0259 zamanla daha az faiz \u00f6d\u0259y\u0259 bil\u0259rl\u0259r. \u018fksin\u0259, faiz d\u0259r\u0259c\u0259l\u0259ri y\u00fcks\u0259k olduqda, ev al\u0131c\u0131lar\u0131 b\u00fcdc\u0259l\u0259rini g\u0259rginl\u0259\u015fdir\u0259 bil\u0259c\u0259k daha y\u00fcks\u0259k ayl\u0131q ipoteka \u00f6d\u0259ni\u015fl\u0259ri il\u0259 \u00fczl\u0259\u015f\u0259 bil\u0259rl\u0259r.  <br\/><br\/>M\u0259s\u0259l\u0259n, \u0259g\u0259r bir al\u0131c\u0131 illik faiz d\u0259r\u0259c\u0259si (APR) 3% olan 300.000 AB\u015e dollar\u0131 d\u0259y\u0259rind\u0259 bir ev almaq ist\u0259yirs\u0259, 30 illik sabit faizli ipoteka \u00fc\u00e7\u00fcn ayda t\u0259xmin\u0259n 1265 dollar \u00f6d\u0259y\u0259c\u0259k. Bununla bel\u0259, \u0259g\u0259r APR c\u0259mi bir faizd\u0259n 4%-\u0259 q\u0259d\u0259r artsayd\u0131, ayl\u0131q \u00f6d\u0259ni\u015f t\u0259xmin\u0259n 1,430 dollara q\u0259d\u0259r artacaq &#8211; bu, dem\u0259k olar ki, ayda \u0259lav\u0259 200 dollard\u0131r! <br\/><br\/>Ev alanlar \u0259mlak alq\u0131-satq\u0131s\u0131 il\u0259 ba\u011fl\u0131 h\u0259r hans\u0131 q\u0259rar verm\u0259zd\u0259n \u0259vv\u0259l bu amill\u0259ri diqq\u0259tl\u0259 \u00f6l\u00e7m\u0259lidirl\u0259r. G\u0259lirl\u0259rin\u0259 v\u0259 kredit ballar\u0131na g\u00f6r\u0259 n\u0259 q\u0259d\u0259r ev ala bil\u0259c\u0259kl\u0259rini d\u00fc\u015f\u00fcnm\u0259kl\u0259 yana\u015f\u0131; G\u0259l\u0259c\u0259k ev sahibl\u0259ri \u00fc\u00e7\u00fcn da\u015f\u0131nmaz \u0259mlak bazar\u0131ndak\u0131 m\u00f6vcud tendensiyalar\u0131 izl\u0259m\u0259k v\u0259 faiz d\u0259r\u0259c\u0259l\u0259rind\u0259 potensial d\u0259yi\u015fiklikl\u0259r bar\u0259d\u0259 m\u0259lumatl\u0131 olmaq vacibdir. <br\/><br\/>N\u0259hay\u0259t, bu bilik onlara d\u0259yi\u015fk\u0259n faiz d\u0259r\u0259c\u0259l\u0259rini izl\u0259y\u0259r\u0259k al\u0131\u015flar\u0131n\u0131n vaxt\u0131 il\u0259 ba\u011fl\u0131 m\u0259lumatl\u0131 q\u0259rarlar q\u0259bul etm\u0259y\u0259 k\u00f6m\u0259k edir!<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-how-interest-rates-affect-home-sellers\">Faiz d\u0259r\u0259c\u0259l\u0259ri ev sat\u0131c\u0131lar\u0131na nec\u0259 t\u0259sir edir<\/h2>\n\n<p>Da\u015f\u0131nmaz \u0259mlak bazar\u0131nda faiz d\u0259r\u0259c\u0259l\u0259ri ev sat\u0131c\u0131lar\u0131na da t\u0259sir edir. Faiz d\u0259r\u0259c\u0259l\u0259ri y\u00fcks\u0259ldikd\u0259, ev al\u0131c\u0131lar\u0131 al\u0131\u015f-veri\u015f etm\u0259kd\u0259n \u00e7\u0259kin\u0259 bil\u0259r. Bu o dem\u0259kdir ki, evl\u0259r\u0259 t\u0259l\u0259bat azalacaq v\u0259 n\u0259tic\u0259d\u0259 ev sat\u0131c\u0131lar\u0131 t\u0259l\u0259b olunan qiym\u0259tl\u0259ri a\u015fa\u011f\u0131 salmal\u0131 ola bil\u0259r.  <br\/><br\/>Bundan \u0259lav\u0259, daha y\u00fcks\u0259k faiz d\u0259r\u0259c\u0259l\u0259ri daha az insan\u0131n ipoteka \u00fc\u00e7\u00fcn t\u0259sdiql\u0259nm\u0259sin\u0259 s\u0259b\u0259b ola bil\u0259r ki, bu da yenid\u0259n evl\u0259r\u0259 t\u0259l\u0259bat\u0131n azalmas\u0131 il\u0259 n\u0259tic\u0259l\u0259nir. Bu, ev sat\u0131c\u0131lar\u0131n\u0131n maliyy\u0259l\u0259\u015fdirm\u0259ni t\u0259min ed\u0259 bil\u0259n potensial al\u0131c\u0131lar\u0131 tapmas\u0131n\u0131 \u00e7\u0259tinl\u0259\u015fdir\u0259 bil\u0259r. <br\/><br\/>Bununla bel\u0259, faiz d\u0259r\u0259c\u0259l\u0259ri a\u015fa\u011f\u0131 olduqda, bu, tez-tez evl\u0259r\u0259 t\u0259l\u0259bat\u0131n artmas\u0131na s\u0259b\u0259b olur, \u00e7\u00fcnki daha \u00e7ox insan daha a\u015fa\u011f\u0131 ipoteka \u00f6d\u0259ni\u015fl\u0259ri perspektivi il\u0259 maraqlan\u0131r. \u00d6z n\u00f6vb\u0259sind\u0259, bu, potensial al\u0131c\u0131lar aras\u0131nda aktuall\u0131q hissi yarada v\u0259 arzu olunan \u0259mlaklar \u00fcz\u0259rind\u0259 tender m\u00fcharib\u0259l\u0259rin\u0259 s\u0259b\u0259b ola bil\u0259r. <br\/><br\/>Y\u00fcks\u0259k faiz d\u0259r\u0259c\u0259l\u0259ri b\u0259zi yollarla ev sat\u0131c\u0131lar\u0131 \u00fc\u00e7\u00fcn daha \u00e7\u0259tin ola bil\u0259r; a\u015fa\u011f\u0131 faiz d\u0259r\u0259c\u0259l\u0259ri onlara da imkan yarada bil\u0259r. H\u0259m al\u0131c\u0131lar\u0131n, h\u0259m d\u0259 sat\u0131c\u0131lar\u0131n da\u015f\u0131nmaz \u0259mlak bazar\u0131ndak\u0131 d\u0259yi\u015fiklikl\u0259ri diqq\u0259tl\u0259 izl\u0259m\u0259l\u0259ri v\u0259 strategiyalar\u0131n\u0131 buna uy\u011fun t\u0259nziml\u0259m\u0259l\u0259ri vacibdir. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-how-interest-rates-affect-renters\">Faiz d\u0259r\u0259c\u0259l\u0259ri kiray\u0259\u00e7il\u0259r\u0259 nec\u0259 t\u0259sir edir<\/h2>\n\n<p>Faiz d\u0259r\u0259c\u0259l\u0259ri t\u0259kc\u0259 da\u015f\u0131nmaz \u0259mlak almaq v\u0259 ya satmaq ist\u0259y\u0259nl\u0259r\u0259 deyil, kiray\u0259 ver\u0259nl\u0259r\u0259 d\u0259 t\u0259sir edir. \u0130poteka faizl\u0259ri artd\u0131qca, b\u0259zi insanlar kreditin baha olmas\u0131 s\u0259b\u0259bind\u0259n ev almaq \u0259v\u0259zin\u0259 kiray\u0259ni se\u00e7\u0259 bil\u0259r. N\u0259tic\u0259d\u0259, kiray\u0259 \u0259mlaklara t\u0259l\u0259b arta bil\u0259r v\u0259 ev sahibl\u0259ri daha y\u00fcks\u0259k icar\u0259 haqq\u0131 t\u0259l\u0259b ed\u0259 bil\u0259c\u0259kl\u0259r.  <br\/><br\/>Dig\u0259r t\u0259r\u0259fd\u0259n, artan faiz d\u0259r\u0259c\u0259l\u0259ri \u0259mlak sahibl\u0259rinin kiray\u0259 haqq\u0131n\u0131 qoruyub saxlamas\u0131n\u0131 daha bahala\u015fd\u0131ra bil\u0259r ki, bu da onlar\u0131n icar\u0259 x\u0259rcl\u0259rini art\u0131rmas\u0131na s\u0259b\u0259b ola bil\u0259r. Bu o dem\u0259kdir ki, h\u0259r ay\u0131n sonunda kiray\u0259\u00e7il\u0259rin cibl\u0259rind\u0259 daha az pul olacaq. <br\/><br\/>Bundan \u0259lav\u0259, artan ipoteka faizl\u0259ri ev sahibliyi s\u0259viyy\u0259sini azalda bil\u0259r ki, bu da kiray\u0259 \u00fc\u00e7\u00fcn daha az ev dem\u0259k ola bil\u0259r. M\u0259hdud t\u0259chizat\u0131 il\u0259 kiray\u0259\u00e7il\u0259r aras\u0131nda artan r\u0259qab\u0259t qiym\u0259tl\u0259ri daha da y\u00fcks\u0259ldir. <br\/><br\/>Bundan \u0259lav\u0259, faiz d\u0259r\u0259c\u0259l\u0259ri \u00e7ox tez v\u0259 ya g\u00f6zl\u0259nilm\u0259d\u0259n y\u00fcks\u0259l\u0259rs\u0259, bu, iqtisadi qeyri-sabitliy\u0259 s\u0259b\u0259b ola bil\u0259r ki, bu da i\u015f yerl\u0259rinin itirilm\u0259si v\u0259 g\u0259lirl\u0259rin azalmas\u0131 il\u0259 n\u0259tic\u0259l\u0259n\u0259 bil\u0259r ki, bir \u00e7oxlar\u0131 ev sahibi olmaq bir yana, kiray\u0259ni d\u0259 \u00f6d\u0259y\u0259 bilmir.<br\/><br\/>Faiz d\u0259r\u0259c\u0259sinin d\u0259yi\u015fm\u0259si t\u0259kc\u0259 potensial al\u0131c\u0131lara v\u0259 sat\u0131c\u0131lara t\u0259sir etmir, h\u0259m d\u0259 kiray\u0259\u00e7il\u0259rin h\u0259r ay n\u0259 q\u0259d\u0259r pul \u00f6d\u0259diyin\u0259 t\u0259sir g\u00f6st\u0259rir.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-the-current-state-of-the-real-estate-market\">Da\u015f\u0131nmaz \u0259mlak bazar\u0131n\u0131n haz\u0131rk\u0131 v\u0259ziyy\u0259ti<\/h2>\n\n<p>Da\u015f\u0131nmaz \u0259mlak bazar\u0131 daim d\u0259yi\u015fir v\u0259 cari i\u015fl\u0259rd\u0259n x\u0259b\u0259rdar olmaq vacibdir. Bu yax\u0131nlarda COVID-19 pandemiyas\u0131 da\u015f\u0131nmaz \u0259mlak s\u0259nayesin\u0259 \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 t\u0259sir etdi. Bir \u00e7ox insan maliyy\u0259 qeyri-m\u00fc\u0259yy\u0259nliyi s\u0259b\u0259bind\u0259n ev alq\u0131-satq\u0131 planlar\u0131n\u0131 t\u0259xir\u0259 salmaq m\u0259cburiyy\u0259tind\u0259 qal\u0131b.  <br\/><br\/>Bununla bel\u0259, bu \u00e7\u0259tinlikl\u0259r\u0259 baxmayaraq, da\u015f\u0131nmaz \u0259mlak bazar\u0131 \u00fcmumilikd\u0259 kifay\u0259t q\u0259d\u0259r sabit qal\u0131b. \u018fslind\u0259, b\u0259zi \u0259razil\u0259rd\u0259 evl\u0259r\u0259 t\u0259l\u0259bat art\u0131b, \u00e7\u00fcnki daha \u00e7ox insan uzaqdan i\u015fl\u0259m\u0259 v\u0259 distant t\u0259hsil \u00fc\u00e7\u00fcn daha geni\u015f ya\u015fay\u0131\u015f sah\u0259l\u0259ri axtar\u0131r. <br\/><br\/>Da\u015f\u0131nmaz \u0259mlak bazar\u0131n\u0131n haz\u0131rk\u0131 v\u0259ziyy\u0259tin\u0259 t\u0259sir ed\u0259n dig\u0259r amil faiz d\u0259r\u0259c\u0259l\u0259ridir. Tarix\u0259n a\u015fa\u011f\u0131 olan ipoteka faiz d\u0259r\u0259c\u0259l\u0259ri il\u0259, bir \u00e7ox al\u0131c\u0131lar bu f\u00fcrs\u0259td\u0259n istifad\u0259 ed\u0259r\u0259k, ev almaq imkan\u0131 \u0259ld\u0259 edirl\u0259r. <br\/><br\/>Dig\u0259r t\u0259r\u0259fd\u0259n, sat\u0131c\u0131lar qeyri-m\u00fc\u0259yy\u0259n iqtisadi d\u00f6vrl\u0259rd\u0259 evl\u0259rini siyah\u0131ya salmaqda t\u0259r\u0259dd\u00fcd ed\u0259 bil\u0259rl\u0259r, \u00e7\u00fcnki onlar \u0259mlaklar\u0131 \u00fc\u00e7\u00fcn \u0259n yax\u015f\u0131 dollar\u0131 ala bilm\u0259y\u0259c\u0259kl\u0259r. Bu, m\u00fc\u0259yy\u0259n sah\u0259l\u0259rd\u0259 inventar \u00e7at\u0131\u015fmazl\u0131\u011f\u0131na s\u0259b\u0259b olub ki, bu da m\u0259nzil qiym\u0259tl\u0259rini daha da art\u0131r\u0131r. <br\/><br\/>COVID-19 v\u0259 iqtisadi qeyri-m\u00fc\u0259yy\u0259nlik s\u0259b\u0259bind\u0259n bug\u00fcnk\u00fc da\u015f\u0131nmaz \u0259mlak bazar\u0131nda h\u0259m al\u0131c\u0131lar, h\u0259m d\u0259 sat\u0131c\u0131lar qar\u015f\u0131s\u0131nda \u00e7\u0259tinlikl\u0259r olsa da &#8211; strateji h\u0259r\u0259k\u0259t ed\u0259n v\u0259 yerli \u0259razil\u0259rin\u0259 t\u0259sir ed\u0259n tendensiyalar haqq\u0131nda m\u0259lumatl\u0131 olanlar \u00fc\u00e7\u00fcn d\u0259 imkanlar var.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-tips-for-buying-or-selling-a-home-in-today-s-market\">Bug\u00fcnk\u00fc bazarda ev almaq v\u0259 ya satmaq \u00fc\u00e7\u00fcn m\u0259sl\u0259h\u0259tl\u0259r<\/h2>\n\n<p>Ev almaq v\u0259 ya satmaq, x\u00fcsus\u0259n d\u0259 bug\u00fcnk\u00fc da\u015f\u0131nmaz \u0259mlak bazar\u0131nda b\u00f6y\u00fck bir proses ola bil\u0259r. Bununla bel\u0259, d\u00fczg\u00fcn strategiya v\u0259 yana\u015fma il\u0259 s\u0259rf\u0259li faiz d\u0259r\u0259c\u0259l\u0259rind\u0259n yararlanaraq u\u011furlu \u0259m\u0259liyyat ed\u0259 bil\u0259rsiniz. <br\/><br\/>Al\u0131c\u0131lar \u00fc\u00e7\u00fcn \u0259vv\u0259lc\u0259d\u0259n ara\u015fd\u0131rma aparmaq v\u0259 evd\u0259 n\u0259 axtard\u0131\u011f\u0131n\u0131z\u0131 m\u00fc\u0259yy\u0259n etm\u0259k vacibdir. \u018fmlaklar\u0131 onlayn axtarark\u0259n v\u0259 ya da\u015f\u0131nmaz \u0259mlak agenti il\u0259 i\u015fl\u0259y\u0259rk\u0259n b\u00fcdc\u0259nizi, m\u0259kan se\u00e7iml\u0259rini v\u0259 malik olman\u0131z laz\u0131m olan x\u00fcsusiyy\u0259tl\u0259ri n\u0259z\u0259r\u0259 al\u0131n. Evl\u0259r bir \u00e7ox bazarlarda s\u00fcr\u0259tl\u0259 sat\u0131ld\u0131\u011f\u0131 \u00fc\u00e7\u00fcn kriteriyalar\u0131n\u0131za uy\u011fun bir \u015fey tapd\u0131\u011f\u0131n\u0131z zaman tez h\u0259r\u0259k\u0259t etm\u0259y\u0259 haz\u0131r olun.  <br\/><br\/>\u018fmlakla ba\u011fl\u0131 t\u0259klif ver\u0259rk\u0259n, kreditordan \u0259vv\u0259lc\u0259d\u0259n raz\u0131l\u0131\u011f\u0131n olmas\u0131 \u00e7ox vacibdir ki, t\u0259klifiniz q\u0259bul edil\u0259rs\u0259, s\u00fcr\u0259tl\u0259 ir\u0259lil\u0259y\u0259 bil\u0259siniz. \u018flav\u0259 olaraq, sat\u0131n alma prosesi zaman\u0131 \u00f6z\u00fcn\u00fcz\u00fc qorumaq \u00fc\u00e7\u00fcn yoxlamalar v\u0259 qiym\u0259tl\u0259ndirm\u0259 m\u00fcdd\u0259alar\u0131 kimi g\u00f6zl\u0259nilm\u0259z hallar\u0131 daxil etm\u0259yi d\u00fc\u015f\u00fcn\u00fcn. <br\/><br\/>Sat\u0131c\u0131lar \u00fc\u00e7\u00fcn, cari bazar tendensiyalar\u0131 v\u0259 \u0259razid\u0259ki m\u00fcqayis\u0259li sat\u0131\u015flar \u0259sas\u0131nda evinizi r\u0259qab\u0259t\u0259davaml\u0131 \u015f\u0259kild\u0259 qiym\u0259tl\u0259ndirm\u0259k vacibdir. Pe\u015f\u0259kar fotoqrafiya v\u0259 virtual turlar vasit\u0259sil\u0259 \u0259mlak\u0131n\u0131z\u0131 effektiv \u015f\u0259kild\u0259 satma\u011fa k\u00f6m\u0259k ed\u0259 bil\u0259c\u0259k t\u0259cr\u00fcb\u0259li da\u015f\u0131nmaz \u0259mlak agenti il\u0259 i\u015fl\u0259yin. <br\/><br\/>Potensial al\u0131c\u0131lar\u0131n diqq\u0259tini c\u0259lb etm\u0259k \u00fc\u00e7\u00fcn evinizi siyah\u0131ya salmazdan \u0259vv\u0259l onu s\u0259hn\u0259l\u0259\u015fdirm\u0259yi v\u0259 ya ki\u00e7ik t\u0259mir etm\u0259yi d\u00fc\u015f\u00fcn\u00fcn. V\u0259 n\u0259hay\u0259t, s\u0259birli olun &#8211; baxmayaraq ki, haz\u0131rda \u00f6lk\u0259nin bir \u00e7ox b\u00f6lg\u0259l\u0259rind\u0259 evl\u0259r s\u00fcr\u0259tl\u0259 sat\u0131l\u0131r; b\u0259zi x\u00fcsusiyy\u0259tl\u0259r v\u0259ziyy\u0259tind\u0259n v\u0259 ya yerind\u0259n as\u0131l\u0131 olaraq dig\u0259rl\u0259rind\u0259n daha uzun \u00e7\u0259k\u0259 bil\u0259r. <br\/><br\/>Ev almaq v\u0259 ya satmaq \u00fc\u00e7\u00fcn bu m\u0259sl\u0259h\u0259tl\u0259r\u0259 \u0259m\u0259l etm\u0259kl\u0259, bug\u00fcnk\u00fc bazar \u015f\u0259rtl\u0259ri, x\u0259yal etdikl\u0259ri evi a\u015fa\u011f\u0131 faizl\u0259 almaq v\u0259 ya y\u00fcks\u0259k dollar qiym\u0259tl\u0259rin\u0259 satmaq ist\u0259m\u0259sind\u0259n as\u0131l\u0131 olmayaraq, he\u00e7 kimin m\u0259qs\u0259dl\u0259rin\u0259 \u00e7atmas\u0131na mane olmamal\u0131d\u0131r!<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">N\u0259tic\u0259<\/h2>\n\n<p>Faiz d\u0259r\u0259c\u0259l\u0259rinin <a href=\"https:\/\/azcb.co\/\">da\u015f\u0131nmaz \u0259mlak<\/a> bazar\u0131na t\u0259sirini qiym\u0259tl\u0259ndirm\u0259k olmaz. Ev al\u0131c\u0131s\u0131, sat\u0131c\u0131s\u0131 v\u0259 ya kiray\u0259\u00e7isi olma\u011f\u0131n\u0131zdan as\u0131l\u0131 olmayaraq, faiz d\u0259r\u0259c\u0259l\u0259rind\u0259 d\u0259yi\u015fiklikl\u0259r maliyy\u0259 v\u0259 \u00fcmumi da\u015f\u0131nmaz \u0259mlak t\u0259cr\u00fcb\u0259niz \u00fc\u00e7\u00fcn \u0259h\u0259miyy\u0259tli n\u0259tic\u0259l\u0259r\u0259 s\u0259b\u0259b ola bil\u0259r. <br\/><br\/>G\u00f6rd\u00fcy\u00fcm\u00fcz kimi, a\u015fa\u011f\u0131 faiz d\u0259r\u0259c\u0259l\u0259ri al\u0131c\u0131lar\u0131n t\u0259l\u0259bi v\u0259 qiym\u0259tl\u0259ri y\u00fcks\u0259ltm\u0259kl\u0259 yana\u015f\u0131, ipoteka almas\u0131n\u0131 v\u0259 ev almas\u0131n\u0131 asanla\u015fd\u0131ra bil\u0259r. Dig\u0259r t\u0259r\u0259fd\u0259n, y\u00fcks\u0259k faiz d\u0259r\u0259c\u0259l\u0259ri potensial al\u0131c\u0131lar\u0131 bazara daxil olmaqdan \u00e7\u0259kindir\u0259 bil\u0259r, eyni zamanda sat\u0131c\u0131lar\u0131n t\u0259klifl\u0259ri c\u0259lb etm\u0259sini \u00e7\u0259tinl\u0259\u015fdirir. <br\/><br\/>Faiz d\u0259r\u0259c\u0259l\u0259rinin haz\u0131rda harada olmas\u0131ndan v\u0259 ya g\u0259l\u0259c\u0259kd\u0259 nec\u0259 d\u0259yi\u015f\u0259c\u0259yind\u0259n as\u0131l\u0131 olmayaraq, bu dinamik s\u0259nayeni u\u011furla idar\u0259 etm\u0259k \u00fc\u00e7\u00fcn h\u0259mi\u015f\u0259 imkanlar m\u00f6vcuddur. Trendl\u0259r haqq\u0131nda m\u0259lumatl\u0131 qalmaqla v\u0259 q\u0259rarlar\u0131n\u0131z\u0131 istiqam\u0259tl\u0259ndirm\u0259y\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259c\u0259k etibarl\u0131 m\u00fct\u0259x\u0259ssisl\u0259rl\u0259 i\u015fl\u0259m\u0259kl\u0259 siz ev almaq v\u0259 ya satmaqdan as\u0131l\u0131 olmayaraq m\u0259qs\u0259dl\u0259riniz\u0259 \u00e7atmaq \u00fc\u00e7\u00fcn daha yax\u015f\u0131 m\u00f6vqe tutacaqs\u0131n\u0131z. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Da\u015f\u0131nmaz \u0259mlak daim inki\u015faf ed\u0259n bir bazard\u0131r v\u0259 bir \u00e7ox amill\u0259rin t\u0259sirin\u0259 m\u0259ruz qala bil\u0259r, onlardan biri faiz d\u0259r\u0259c\u0259l\u0259ridir. Ev al\u0131c\u0131s\u0131, sat\u0131c\u0131s\u0131 v\u0259 ya kiray\u0259\u00e7isi olma\u011f\u0131n\u0131zdan as\u0131l\u0131 olmayaraq, faiz d\u0259r\u0259c\u0259l\u0259rinin d\u0259yi\u015fm\u0259si maliyy\u0259 v\u0259ziyy\u0259tiniz\u0259 \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 t\u0259sir ed\u0259 bil\u0259r v\u0259 n\u0259tic\u0259d\u0259 q\u0259rar q\u0259bul etm\u0259 prosesiniz\u0259 t\u0259sir ed\u0259 bil\u0259r. biz faiz d\u0259r\u0259c\u0259l\u0259rinin da\u015f\u0131nmaz \u0259mlak bazar\u0131n\u0131 m\u00fcxt\u0259lif istiqam\u0259tl\u0259rd\u0259 [&hellip;]<\/p>\n","protected":false},"author":223,"featured_media":473604,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[9947],"tags":[],"class_list":["post-473602","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-az"],"_links":{"self":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/posts\/473602","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/users\/223"}],"replies":[{"embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/comments?post=473602"}],"version-history":[{"count":0,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/posts\/473602\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/media\/473604"}],"wp:attachment":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/media?parent=473602"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/categories?post=473602"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/tags?post=473602"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}