{"id":473553,"date":"2024-04-29T15:35:33","date_gmt":"2024-04-29T11:35:33","guid":{"rendered":"https:\/\/azcb.co\/x%c9%99yal-etdiyiniz-evi-almaq-ucun-10-m%c9%99sl%c9%99h%c9%99t\/"},"modified":"2025-04-18T12:41:33","modified_gmt":"2025-04-18T08:41:33","slug":"x%c9%99yal-etdiyiniz-evi-almaq-ucun-10-m%c9%99sl%c9%99h%c9%99t","status":"publish","type":"post","link":"https:\/\/azcb.co\/az\/x%c9%99yal-etdiyiniz-evi-almaq-ucun-10-m%c9%99sl%c9%99h%c9%99t\/","title":{"rendered":"X\u0259yal etdiyiniz evi almaq \u00fc\u00e7\u00fcn 10 m\u0259sl\u0259h\u0259t"},"content":{"rendered":"\n<p>Ev sahibi olmaq x\u0259yal\u0131n\u0131z\u0131 ger\u00e7\u0259kl\u0259\u015fdirm\u0259y\u0259 haz\u0131rs\u0131n\u0131z? <strong><a href=\"https:\/\/azcb.co\/\">Da\u015f\u0131nmaz \u0259mlaka s\u0259rmay\u0259 qoymaq<\/a><\/strong> \u00e7oxlu m\u00fckafatlar g\u0259tir\u0259 bil\u0259n h\u0259y\u0259canverici bir s\u0259yah\u0259tdir, lakin h\u0259m d\u0259 h\u0259dsiz v\u0259 stresli ola bil\u0259r. N\u0259z\u0259r\u0259 al\u0131nacaq bir \u00e7ox amill\u0259, \u00f6z\u00fcn\u00fcz\u00fc itirm\u0259k v\u0259 ya haradan ba\u015flayaca\u011f\u0131n\u0131za \u0259min olmaq asand\u0131r. Amma qorxma! Bu bloq yaz\u0131s\u0131nda siz\u0259 x\u0259yal\u0131n\u0131zdak\u0131 evi alma\u011fa k\u00f6m\u0259k ed\u0259c\u0259k on m\u0259sl\u0259h\u0259t ver\u0259c\u0259yik. M\u0259kan v\u0259 ara\u015fd\u0131rmadan tutmu\u015f dan\u0131\u015f\u0131qlara v\u0259 yoxlamalara q\u0259d\u0259r biz sizi \u0259hat\u0259 etdik. Bel\u0259likl\u0259, g\u0259lin dal\u0131\u015f ed\u0259k v\u0259 bir pe\u015f\u0259kar kimi da\u015f\u0131nmaz \u0259mlak d\u00fcnyas\u0131nda nec\u0259 g\u0259zm\u0259yi \u00f6yr\u0259n\u0259k!     <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-location-location-location\">M\u0259kan, M\u0259kan, M\u0259kan<\/h2>\n\n<p>Yer, yer, yer. Bu, da\u015f\u0131nmaz \u0259mlaka g\u0259ldikd\u0259, y\u0259qin ki, \u0259vv\u0259ll\u0259r e\u015fitdiyiniz bir ifad\u0259dir v\u0259 yax\u015f\u0131 s\u0259b\u0259b\u0259 g\u00f6r\u0259. G\u0259l\u0259c\u0259k evinizin yeri h\u0259m g\u00fcnd\u0259lik h\u0259yat\u0131n\u0131za, h\u0259m d\u0259 s\u0259rmay\u0259nizin d\u0259y\u0259rin\u0259 b\u00f6y\u00fck t\u0259sir g\u00f6st\u0259r\u0259 bil\u0259r.  <br\/><br\/>X\u0259yal etdiyiniz evin yerini n\u0259z\u0259rd\u0259n ke\u00e7ir\u0259rk\u0259n, sizin \u00fc\u00e7\u00fcn \u0259n vacib olan\u0131 d\u00fc\u015f\u00fcn\u00fcn. \u0130\u015f\u0259 v\u0259 ya ail\u0259y\u0259 yax\u0131n olmaq vacibdirmi? \u0130ctimai n\u0259qliyyata v\u0259 ya magistral yollara asanl\u0131qla daxil olmaq ist\u0259yirsiniz? M\u0259kt\u0259bl\u0259r v\u0259 ya ticar\u0259t m\u0259rk\u0259zl\u0259ri prioritetdirmi?   <br\/><br\/>Qon\u015fuluq v\u0259 \u0259traf \u0259razil\u0259ri ara\u015fd\u0131rmaq da vacibdir. Cinay\u0259t nisb\u0259tl\u0259rin\u0259, yerli \u015f\u0259rait\u0259, \u0259mlak d\u0259y\u0259rl\u0259rin\u0259 v\u0259 g\u0259l\u0259c\u0259kd\u0259 \u0259raziy\u0259 t\u0259sir ed\u0259 bil\u0259c\u0259k h\u0259r hans\u0131 potensial rayonla\u015fd\u0131rma d\u0259yi\u015fiklikl\u0259rin\u0259 bax\u0131n. <br\/><br\/>N\u0259z\u0259r\u0259 al\u0131n ki, m\u00fc\u0259yy\u0259n m\u0259h\u0259ll\u0259l\u0259r indi d\u0259bd\u0259 olan v\u0259 ya populyar olsa da, uzun m\u00fcdd\u0259td\u0259 \u00f6z d\u0259y\u0259rini saxlamaya bil\u0259r. X\u0259yal etdiyiniz ev \u00fc\u00e7\u00fcn \u0259sas yer se\u00e7\u0259rk\u0259n bir az uzaqg\u00f6r\u0259nlik uzun bir yol ke\u00e7\u0259 bil\u0259r. <br\/><br\/>N\u0259hay\u0259t, d\u00fczg\u00fcn yeri tapmaq tarazl\u0131qdan ibar\u0259tdir &#8211; praktiklik v\u0259 a\u011f\u0131ll\u0131 investisiya q\u0259rarlar\u0131 il\u0259 \u0259n vacib olan\u0131 tarazla\u015fd\u0131rmaq.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-do-your-research\">Ara\u015fd\u0131rman\u0131z\u0131 Edin<\/h2>\n\n<p>X\u0259yal etdiyiniz evi alma\u011fa g\u0259ldikd\u0259, ara\u015fd\u0131rma \u0259sasd\u0131r. M\u00fclkd\u0259 n\u0259 axtard\u0131\u011f\u0131n\u0131z\u0131 v\u0259 bazar\u0131n n\u0259 t\u0259klif etdiyini bilm\u0259k vacibdir. T\u0259dqiqat\u0131n\u0131z\u0131 nec\u0259 s\u0259m\u0259r\u0259li aparma\u011f\u0131n\u0131za dair b\u0259zi m\u0259sl\u0259h\u0259tl\u0259r.  <br\/><br\/>Evd\u0259ki ehtiyaclar\u0131n\u0131z\u0131 v\u0259 ist\u0259kl\u0259rinizi m\u00fc\u0259yy\u0259n etm\u0259kl\u0259 ba\u015flay\u0131n. Buraya yer, \u00f6l\u00e7\u00fc, yataq ota\u011f\u0131 v\u0259 vanna ota\u011f\u0131n\u0131n say\u0131, h\u0259y\u0259tyan\u0131 sah\u0259 v\u0259 s. kimi \u015feyl\u0259r daxil ola bil\u0259r. Evd\u0259 n\u0259 ist\u0259diyiniz bar\u0259d\u0259 d\u0259qiq t\u0259s\u0259vv\u00fcr\u00fcn\u00fcz olduqdan sonra bu meyarlara cavab ver\u0259n evl\u0259ri ara\u015fd\u0131rma\u011fa ba\u015flay\u0131n.  <br\/><br\/>Bunu etm\u0259k \u00fc\u00e7\u00fcn \u0259la yollardan biri Zillow v\u0259 ya Realtor.com kimi onlayn da\u015f\u0131nmaz \u0259mlak m\u0259lumat bazalar\u0131ndan istifad\u0259 etm\u0259kdir. Bu saytlar qiym\u0259t diapazonu v\u0259 yer kimi x\u00fcsusi meyarlar \u0259sas\u0131nda xass\u0259l\u0259ri s\u00fczg\u0259cd\u0259n ke\u00e7irm\u0259y\u0259 imkan verir. <br\/><br\/>T\u0259dqiqat\u0131n\u0131z\u0131n dig\u0259r vacib hiss\u0259si yerli <strong><a href=\"https:\/\/azcb.co\/\">da\u015f\u0131nmaz \u0259mlak<\/a><\/strong> bazar\u0131n\u0131 anlamaqd\u0131r. Almaqda maraql\u0131 oldu\u011funuza ox\u015far \u0259mlaklar \u00fc\u00e7\u00fcn son sat\u0131\u015f m\u0259lumatlar\u0131na bax\u0131n. Bu, hans\u0131 qiym\u0259tl\u0259rin m\u0259qbul oldu\u011fu v\u0259 m\u00fc\u0259yy\u0259n \u0259mlak n\u00f6vl\u0259rin\u0259 y\u00fcks\u0259k t\u0259l\u0259bat\u0131n olub-olmamas\u0131 bar\u0259d\u0259 fikir ver\u0259c\u0259kdir.  <br\/><br\/>T\u0259dqiqat\u0131n\u0131zla ba\u011fl\u0131 k\u00f6m\u0259k \u00fc\u00e7\u00fcn pe\u015f\u0259karlara m\u00fcraci\u0259t etm\u0259kd\u0259n \u00e7\u0259kinm\u0259yin. Da\u015f\u0131nmaz \u0259mlak agentl\u0259ri yerli bazar haqq\u0131nda d\u0259y\u0259rli fikirl\u0259r t\u0259qdim ed\u0259 v\u0259 ehtiyaclar\u0131n\u0131za v\u0259 b\u00fcdc\u0259niz\u0259 uy\u011fun olan \u0259mlaklara do\u011fru istiqam\u0259tl\u0259ndirm\u0259y\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259r. <br\/><br\/>Ev almaqla ba\u011fl\u0131 h\u0259r hans\u0131 m\u00fch\u00fcm q\u0259rarlar q\u0259bul etm\u0259zd\u0259n \u0259vv\u0259l h\u0259rt\u0259r\u0259fli ara\u015fd\u0131rma apararaq, b\u00fcdc\u0259 m\u0259hdudiyy\u0259tl\u0259ri daxilind\u0259 qalaraq b\u00fct\u00fcn t\u0259l\u0259bl\u0259riniz\u0259 cavab ver\u0259n m\u00fck\u0259mm\u0259l yeri tapmaqda u\u011fur \u0259ld\u0259 ed\u0259c\u0259ksiniz.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-get-a-good-real-estate-agent\">Yax\u015f\u0131 \u018fmlak Agenti al\u0131n<\/h2>\n\n<p>Ev alark\u0259n yan\u0131n\u0131zda da\u015f\u0131nmaz \u0259mlak bazar\u0131n\u0131n inc\u0259likl\u0259rini bil\u0259n birinin olmas\u0131 vacibdir. Yax\u015f\u0131 bir da\u015f\u0131nmaz \u0259mlak agenti burada g\u0259lir. <br\/><br\/>\u018fvv\u0259lc\u0259 ara\u015fd\u0131rma apar\u0131n v\u0259 ke\u00e7mi\u015f m\u00fc\u015ft\u0259ril\u0259rin t\u0259cr\u00fcb\u0259si v\u0259 yax\u015f\u0131 r\u0259yl\u0259ri olan bir agent tap\u0131n. Yax\u015f\u0131 bir agent d\u0259 ev almaqda maraql\u0131 oldu\u011funuz \u0259razi il\u0259 tan\u0131\u015f olmal\u0131d\u0131r. <br\/><br\/>Bir agent tapd\u0131qdan sonra onlar\u0131n evd\u0259 n\u0259 axtard\u0131\u011f\u0131n\u0131z\u0131 anlad\u0131\u011f\u0131na v\u0259 b\u00fcdc\u0259niz daxilind\u0259 i\u015fl\u0259m\u0259y\u0259 haz\u0131r oldu\u011funa \u0259min olun. Onlar h\u0259m\u00e7inin potensial gizli x\u0259rcl\u0259r v\u0259 ya sat\u0131nalma prosesi zaman\u0131 yarana bil\u0259c\u0259k probleml\u0259r haqq\u0131nda m\u0259lumat ver\u0259 bilm\u0259lidirl\u0259r. <br\/><br\/>\u018fmlak agenti il\u0259 i\u015fl\u0259y\u0259rk\u0259n \u00fcnsiyy\u0259t \u0259sasd\u0131r. B\u00fct\u00fcn proses boyu onlar\u0131n suallar\u0131n\u0131za v\u0259 narahatl\u0131qlar\u0131n\u0131za cavab verdiyin\u0259 \u0259min olun. <br\/><br\/>Agentl\u0259 i\u015fl\u0259m\u0259yin b\u00f6y\u00fck \u00fcst\u00fcnl\u00fcy\u00fc onlar\u0131n sizin ad\u0131n\u0131za dan\u0131\u015f\u0131qlar aparmaq bacar\u0131\u011f\u0131d\u0131r. Onlar sat\u0131c\u0131lar v\u0259 ya al\u0131\u015f prosesind\u0259 i\u015ftirak ed\u0259n dig\u0259r t\u0259r\u0259fl\u0259rl\u0259 dan\u0131\u015f\u0131qlar zaman\u0131 yarana bil\u0259c\u0259k h\u0259r hans\u0131 \u00e7\u0259tin v\u0259ziyy\u0259td\u0259n ke\u00e7m\u0259y\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259rl\u0259r. <br\/><br\/>Yan\u0131n\u0131zda etibarl\u0131 v\u0259 m\u0259lumatl\u0131 bir da\u015f\u0131nmaz \u0259mlak agentinin olmas\u0131 x\u0259yal\u0131n\u0131zdak\u0131 evi axtarark\u0259n v\u0259 sat\u0131n alark\u0259n b\u00fct\u00fcn f\u0259rqi yarada bil\u0259r.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-get-a-mortgage-pre-approval\">\u0130poteka \u00fc\u00e7\u00fcn \u00d6nc\u0259d\u0259n T\u0259sdiq al\u0131n<\/h2>\n\n<p>X\u0259yal etdiyiniz evi sat\u0131n alma\u011f\u0131n \u0259n vacib add\u0131mlar\u0131ndan biri ipoteka kreditinin \u0259vv\u0259lc\u0259d\u0259n t\u0259sdiqini almaqd\u0131r. Bu add\u0131m siz\u0259 n\u0259 q\u0259d\u0259r ev ala bil\u0259c\u0259yiniz bar\u0259d\u0259 fikir verm\u0259kl\u0259 yana\u015f\u0131, h\u0259m d\u0259 ev sat\u0131n alma prosesini daha hamar v\u0259 s\u00fcr\u0259tli ed\u0259c\u0259k. <br\/><br\/>\u0130poteka \u00fc\u00e7\u00fcn \u0259vv\u0259lc\u0259d\u0259n t\u0259sdiq almaq \u00fc\u00e7\u00fcn kreditorlar\u0131 v\u0259 onlar\u0131n t\u0259l\u0259bl\u0259rini ara\u015fd\u0131rmaqla ba\u015flay\u0131n. H\u0259r bir borc ver\u0259nin ipoteka kreditl\u0259rini t\u0259sdiql\u0259m\u0259k \u00fc\u00e7\u00fcn f\u0259rqli x\u00fcsusiyy\u0259tl\u0259ri var, ona g\u00f6r\u0259 d\u0259 ehtiyaclar\u0131n\u0131za \u0259n uy\u011fun olan\u0131 tapd\u0131\u011f\u0131n\u0131zdan \u0259min olun. <br\/><br\/>Borc ver\u0259ni se\u00e7dikd\u0259n sonra vergi b\u0259yannam\u0259l\u0259ri, \u00f6d\u0259m\u0259 b\u00fclletenl\u0259ri v\u0259 bank \u00e7\u0131xar\u0131\u015flar\u0131 kimi b\u00fct\u00fcn laz\u0131mi s\u0259n\u0259dl\u0259ri toplay\u0131n. Bu s\u0259n\u0259dl\u0259r maliyy\u0259 sabitliyinizi v\u0259 krediti \u00f6d\u0259m\u0259k qabiliyy\u0259tinizi s\u00fcbut etm\u0259k \u00fc\u00e7\u00fcn laz\u0131md\u0131r. <br\/><br\/>Sonra \u0259riz\u0259ni d\u0259qiq v\u0259 tam doldurun. \u0130st\u0259nil\u0259n uy\u011funsuzluq v\u0259 ya natamam m\u0259lumat sizin t\u0259sdiqinizi gecikdir\u0259 v\u0259 ya h\u0259tta diskvalifikasiya ed\u0259 bil\u0259r. <br\/><br\/>\u018friz\u0259nizi t\u0259qdim etdikd\u0259n sonra kreditorun ad\u0259t\u0259n t\u0259xmin\u0259n 48 saat \u00e7\u0259k\u0259c\u0259k cavab\u0131n\u0131 g\u00f6zl\u0259yin. T\u0259sdiq edil\u0259rs\u0259, siz\u0259 n\u0259 q\u0259d\u0259r borc verm\u0259y\u0259 haz\u0131r olduqlar\u0131n\u0131 g\u00f6st\u0259r\u0259n \u0259vv\u0259lc\u0259d\u0259n t\u0259sdiq m\u0259ktubu t\u0259qdim ed\u0259c\u0259kl\u0259r. <br\/><br\/>\u0130poteka kreditinin \u0259vv\u0259lc\u0259d\u0259n t\u0259sdiqini almaq t\u0259kc\u0259 ev sat\u0131n alma prosesini asanla\u015fd\u0131rma\u011fa k\u00f6m\u0259k etmir, h\u0259m d\u0259 b\u00fcdc\u0259 diapazonundan k\u0259narda ev axtarark\u0259n m\u0259yuslu\u011fun qar\u015f\u0131s\u0131n\u0131 al\u0131r.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-have-a-reasonable-down-payment\">A\u011flabatan ilkin \u00f6d\u0259ni\u015f\u0259 sahib olun<\/h2>\n\n<p>X\u0259yal etdiyiniz evi sat\u0131n alma\u011f\u0131n \u0259n vacib aspektl\u0259rind\u0259n biri a\u011flabatan ilkin \u00f6d\u0259ni\u015fin olmas\u0131d\u0131r. \u0130lkin \u00f6d\u0259ni\u015f \u0259mlak\u0131n al\u0131\u015f qiym\u0259tin\u0259 edil\u0259n ilkin \u00f6d\u0259ni\u015fdir v\u0259 bu, ayl\u0131q ipoteka \u00f6d\u0259ni\u015fl\u0259riniz\u0259 \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 t\u0259sir g\u00f6st\u0259r\u0259 bil\u0259r. <br\/><br\/>Ev ovuna ba\u015flamazdan \u0259vv\u0259l, \u00fcmumi al\u0131\u015f qiym\u0259tinin ne\u00e7\u0259 faizini ilkin \u00f6d\u0259ni\u015f kimi \u00f6d\u0259y\u0259 bil\u0259c\u0259yinizi qiym\u0259tl\u0259ndirin. \u0130deal olaraq, borcalanlar\u0131n borclar\u0131n\u0131 yerin\u0259 yetirm\u0259diyi t\u0259qdird\u0259 kreditorlar\u0131 qoruyan \u00f6z\u0259l ipoteka s\u0131\u011fortas\u0131 (PMI) haqq\u0131n\u0131 \u00f6d\u0259m\u0259m\u0259k \u00fc\u00e7\u00fcn \u00fcmumi d\u0259y\u0259rin \u0259n az\u0131 20%-ni h\u0259d\u0259fl\u0259m\u0259lisiniz. <br\/><br\/>B\u00fcdc\u0259niz bel\u0259 b\u00f6y\u00fck m\u0259bl\u0259\u011f\u0259 imkan vermirs\u0259, narahat olmay\u0131n! Bir \u00e7ox proqramlar ilk d\u0259f\u0259 ev alanlar v\u0259 ya m\u0259hdud g\u0259liri olanlar \u00fc\u00e7\u00fcn a\u015fa\u011f\u0131 v\u0259 ya ilkin \u00f6d\u0259ni\u015fsiz se\u00e7iml\u0259r t\u0259klif edir. Bununla bel\u0259, n\u0259z\u0259r\u0259 al\u0131n ki, daha ki\u00e7ik ilkin \u00f6d\u0259ni\u015fl\u0259r daha y\u00fcks\u0259k faiz d\u0259r\u0259c\u0259l\u0259ri v\u0259 daha uzun kredit m\u00fcdd\u0259tl\u0259ri il\u0259 n\u0259tic\u0259l\u0259n\u0259 bil\u0259r.  <br\/><br\/>\u0130lkin \u00f6d\u0259ni\u015f m\u0259bl\u0259\u011finizi se\u00e7\u0259rk\u0259n unutmay\u0131n ki, \u0259mlak ald\u0131qdan sonra maliyy\u0259 sabitliyini qorumaq vacibdir. Yaln\u0131z ilkin x\u0259rcl\u0259r\u0259 daha \u00e7ox pul qoymaq ist\u0259diyiniz \u00fc\u00e7\u00fcn b\u00fct\u00fcn \u0259man\u0259tl\u0259rinizi bo\u015faltmad\u0131\u011f\u0131n\u0131zdan \u0259min olun. <br\/><br\/>A\u011flabatan ilkin \u00f6d\u0259ni\u015f\u0259 malik olmaqla v\u0259 ev\u0259 sahiblik zaman\u0131 g\u00f6zl\u0259nilm\u0259z m\u0259sr\u0259fl\u0259r, m\u0259s\u0259l\u0259n, texniki xidm\u0259t v\u0259 t\u0259mir i\u015fl\u0259ri \u00fc\u00e7\u00fcn kifay\u0259t q\u0259d\u0259r q\u0259na\u0259t etdiyinizi t\u0259min etm\u0259kl\u0259; X\u0259yal etdiyiniz ev\u0259 bank\u0131 s\u0131nd\u0131rmadan sahib olmaq \u00fc\u00e7\u00fcn yax\u015f\u0131 yolda olacaqs\u0131n\u0131z!<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-be-prepared-for-hidden-costs\">Gizli x\u0259rcl\u0259r\u0259 haz\u0131r olun<\/h2>\n\n<p>Ev almaq maraql\u0131 prosesdir, lakin yadda saxlamaq laz\u0131md\u0131r ki, al\u0131\u015f qiym\u0259tind\u0259n ba\u015fqa bir \u00e7ox gizli x\u0259rcl\u0259r d\u0259 var. Bu x\u0259rcl\u0259r\u0259 haz\u0131r oldu\u011funuzu t\u0259min etm\u0259k \u00fc\u00e7\u00fcn onlar\u0131n n\u0259 oldu\u011funu v\u0259 n\u0259 q\u0259d\u0259r ba\u015fa g\u0259l\u0259 bil\u0259c\u0259yini anlamaq vacibdir. <br\/><br\/>\u018fn \u0259h\u0259miyy\u0259tli gizli x\u0259rcl\u0259rd\u0259n biri \u00fcmumi al\u0131\u015f qiym\u0259tinin 2-5%-i aras\u0131nda d\u0259yi\u015f\u0259 bil\u0259n ba\u011flanma x\u0259rcl\u0259ridir. Bu \u00f6d\u0259ni\u015fl\u0259r\u0259 kreditin verilm\u0259si haqlar\u0131, ba\u015fl\u0131q s\u0131\u011fortas\u0131, qiym\u0259tl\u0259ndirm\u0259 haqlar\u0131 v\u0259 v\u0259kil haqlar\u0131 kimi \u015feyl\u0259r daxildir. <br\/><br\/>Bundan \u0259lav\u0259, yeni eviniz\u0259 k\u00f6\u00e7m\u0259kl\u0259 ba\u011fl\u0131 g\u00f6zl\u0259nilm\u0259z x\u0259rcl\u0259r ola bil\u0259r. Bura pe\u015f\u0259kar da\u015f\u0131y\u0131c\u0131lar\u0131n i\u015f\u0259 g\u00f6t\u00fcr\u00fclm\u0259si v\u0259 ya m\u00f6vcud mebell\u0259riniz yeni m\u0259kan\u0131n\u0131z \u00fc\u00e7\u00fcn uy\u011fun deyils\u0259, yeni mebel v\u0259 ya texnikan\u0131n al\u0131nmas\u0131 daxil ola bil\u0259r. <br\/><br\/>N\u0259z\u0259r\u0259 al\u0131nacaq ba\u015fqa bir x\u0259rc texniki xidm\u0259t v\u0259 t\u0259mirdir. Ev alark\u0259n d\u0259rhal x\u0259rcl\u0259r t\u0259l\u0259b olunmasa da, n\u0259tic\u0259d\u0259 h\u0259r bir ev sahibi zamanla t\u0259mir v\u0259 t\u0259kmill\u0259\u015fdirm\u0259 \u00fc\u00e7\u00fcn pul \u00f6d\u0259m\u0259li olacaq. X\u0259yal etdiyiniz ev \u00fc\u00e7\u00fcn b\u00fcdc\u0259 t\u0259rtib ed\u0259rk\u0259n bunu n\u0259z\u0259r\u0259 almaq vacibdir.  <br\/><br\/>Ya\u015fad\u0131\u011f\u0131n\u0131z yerd\u0259n as\u0131l\u0131 olaraq \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 d\u0259yi\u015f\u0259 bil\u0259n \u0259mlak vergil\u0259ri v\u0259 ev sahibl\u0259rinin s\u0131\u011forta haqlar\u0131 haqq\u0131nda unutmay\u0131n.<br\/><br\/>Bu potensial gizli x\u0259rcl\u0259ri \u0259vv\u0259lc\u0259d\u0259n ba\u015fa d\u00fc\u015fm\u0259k v\u0259 ev t\u0259klif etm\u0259zd\u0259n \u0259vv\u0259l onlar\u0131 b\u00fcdc\u0259 plan\u0131n\u0131za daxil etm\u0259k daha sonra maliyy\u0259 s\u00fcrprizl\u0259rind\u0259n qa\u00e7ma\u011fa k\u00f6m\u0259k ed\u0259c\u0259kdir.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-don-t-be-afraid-to-negotiate\">Dan\u0131\u015f\u0131qlardan qorxmay\u0131n<\/h2>\n\n<p>X\u0259yal etdiyiniz evi alma\u011fa g\u0259ldikd\u0259, dan\u0131\u015f\u0131qlar aparmaq qorxmamal\u0131 oldu\u011funuz vacib bir c\u0259h\u0259tdir. \u018fslind\u0259, dan\u0131\u015f\u0131qlar siz\u0259 m\u00fcmk\u00fcn olan \u0259n yax\u015f\u0131 s\u00f6vd\u0259l\u0259\u015fm\u0259ni \u0259ld\u0259 etm\u0259y\u0259 v\u0259 uzun m\u00fcdd\u0259td\u0259 minl\u0259rl\u0259 dollara q\u0259na\u0259t etm\u0259y\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259r. <br\/><br\/>S\u0259m\u0259r\u0259li dan\u0131\u015f\u0131qlar aparma\u011f\u0131n bir yolu da\u015f\u0131nmaz \u0259mlak bazar\u0131nda h\u0259rt\u0259r\u0259fli ara\u015fd\u0131rma aparmaq v\u0259 \u0259razid\u0259ki ox\u015far \u0259mlaklar\u0131n qiym\u0259tl\u0259rini m\u00fcqayis\u0259 etm\u0259kdir. Bu, m\u00fc\u0259yy\u0259n bir \u0259mlak \u00fc\u00e7\u00fcn hans\u0131 qiym\u0259t aral\u0131\u011f\u0131n\u0131n m\u0259qbul oldu\u011fu bar\u0259d\u0259 fikir ver\u0259c\u0259k v\u0259 dan\u0131\u015f\u0131qlar zaman\u0131 \u0259sasland\u0131r\u0131lm\u0131\u015f q\u0259rar q\u0259bul etm\u0259y\u0259 k\u00f6m\u0259k ed\u0259c\u0259k. <br\/><br\/>Dan\u0131\u015f\u0131qlar zaman\u0131 n\u0259z\u0259r\u0259 al\u0131nmal\u0131 olan dig\u0259r vacib amil vaxtd\u0131r. \u018fg\u0259r \u0259mlak bir ne\u00e7\u0259 ayd\u0131r bazardad\u0131rsa v\u0259 ya sat\u0131c\u0131 \u015f\u0259xsi s\u0259b\u0259bl\u0259r\u0259 g\u00f6r\u0259 tez satmaq m\u0259cburiyy\u0259tind\u0259dirs\u0259, o zaman onlar al\u0131c\u0131larla dan\u0131\u015f\u0131qlara daha \u00e7ox h\u0259v\u0259sli ola bil\u0259rl\u0259r. <br\/><br\/>T\u0259klif ed\u0259rk\u0259n, a\u015fa\u011f\u0131dan ba\u015flay\u0131n, lakin \u00e7ox a\u015fa\u011f\u0131 getm\u0259yin, \u00e7\u00fcnki bu, sat\u0131c\u0131n\u0131 incid\u0259 bil\u0259r. Bunun \u0259v\u0259zin\u0259, ara\u015fd\u0131rman\u0131zdan faktlar v\u0259 m\u0259lumatlarla d\u0259st\u0259kl\u0259n\u0259n a\u011flabatan bir t\u0259klif t\u0259qdim etm\u0259y\u0259 \u00e7al\u0131\u015f\u0131n. <br\/><br\/>Dan\u0131\u015f\u0131qlar boyu \u00f6z\u00fcn\u00fczl\u0259 sat\u0131c\u0131 v\u0259 ya onlar\u0131n agenti aras\u0131nda \u00fcnsiyy\u0259ti h\u0259mi\u015f\u0259 a\u00e7\u0131q saxlay\u0131n. X\u0259yal etdiyiniz evi \u0259dal\u0259tli qiym\u0259t\u0259 almaq \u00fc\u00e7\u00fcn ist\u0259kl\u0259riniz\u0259, t\u0259l\u0259bl\u0259riniz\u0259 v\u0259 g\u00f6zl\u0259ntil\u0259riniz\u0259 h\u00f6rm\u0259tl\u0259 yana\u015f\u0131n, lakin q\u0259tiyy\u0259tli olun. <br\/><br\/>Dan\u0131\u015f\u0131qlar \u0259vv\u0259lc\u0259 \u00e7\u0259tin g\u00f6r\u00fcn\u0259 bil\u0259r, lakin haz\u0131rl\u0131q v\u0259 al\u0131c\u0131 kimi m\u00f6vqeyiniz\u0259 inamla bu, b\u00fcdc\u0259 daxilind\u0259 m\u00fck\u0259mm\u0259l evinizi t\u0259min etm\u0259y\u0259 yax\u0131nla\u015fma\u011fa s\u0259b\u0259b ola bil\u0259r!<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-get-a-home-inspection\">Ev\u0259 bax\u0131\u015f ke\u00e7irin<\/h2>\n\n<p>X\u0259yal etdiyiniz evi almaq \u00fc\u00e7\u00fcn vacib add\u0131mlardan biri h\u0259rt\u0259r\u0259fli ev yoxlamas\u0131ndan ke\u00e7m\u0259kdir. T\u0259klif etm\u0259zd\u0259n \u0259vv\u0259l maraqland\u0131\u011f\u0131n\u0131z \u0259mlak\u0131n cari v\u0259ziyy\u0259tini bilm\u0259k \u00e7ox vacibdir. <br\/><br\/>Pe\u015f\u0259kar ev m\u00fcf\u0259tti\u015fi b\u00fct\u00fcn \u0259sas sisteml\u0259ri v\u0259 komponentl\u0259ri, o c\u00fcml\u0259d\u0259n elektrik, santexnika, istilik v\u0259 soyutma, dam \u00f6rt\u00fcy\u00fc, t\u0259m\u0259l v\u0259 s. Onlar h\u0259m\u00e7inin potensial t\u0259hl\u00fck\u0259sizlik t\u0259hl\u00fck\u0259l\u0259ri v\u0259 ya kod pozuntular\u0131n\u0131 yoxlayacaqlar. <br\/><br\/>Yoxlama hesabat\u0131 siz\u0259 t\u0259mir v\u0259 ya qiym\u0259tl\u0259rin endirilm\u0259si il\u0259 ba\u011fl\u0131 sat\u0131c\u0131 il\u0259 dan\u0131\u015f\u0131qlar aparma\u011fa k\u00f6m\u0259k ed\u0259c\u0259k d\u0259y\u0259rli m\u0259lumat ver\u0259c\u0259kdir. Unutmay\u0131n ki, he\u00e7 bir ev m\u00fck\u0259mm\u0259l deyil; Bununla bel\u0259, onun v\u0259ziyy\u0259tini d\u0259qiq ba\u015fa d\u00fc\u015fm\u0259k yolda g\u00f6zl\u0259nilm\u0259z x\u0259rcl\u0259rin qar\u015f\u0131s\u0131n\u0131 ala bil\u0259r. <br\/><br\/>Qeyd etm\u0259k vacibdir ki, ev yoxlamas\u0131 m\u00fcv\u0259ff\u0259qiyy\u0259t v\u0259 ya u\u011fursuz s\u0131naq deyil; bu, sad\u0259c\u0259 olaraq n\u0259y\u0259 diqq\u0259t yetirilm\u0259sinin qiym\u0259tl\u0259ndirilm\u0259sidir. Da\u015f\u0131nmaz \u0259mlak agentiniz\u0259 v\u0259 ya m\u00fcf\u0259tti\u015finiz\u0259 suallar verm\u0259kd\u0259n v\u0259 h\u0259r hans\u0131 bir narahatl\u0131\u011f\u0131 h\u0259ll etm\u0259kd\u0259n qorxmay\u0131n. <br\/><br\/>Unutmay\u0131n ki, keyfiyy\u0259tli ev yoxlamas\u0131na s\u0259rmay\u0259 qoymaq pulunuza v\u0259 sonradan ba\u015f a\u011fr\u0131s\u0131na q\u0259na\u0259t ed\u0259 bil\u0259r.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-have-realistic-expectations\">Real g\u00f6zl\u0259ntil\u0259r\u0259 sahib olun<\/h2>\n\n<p>X\u0259yalp\u0259r\u0259st evi almaq maraql\u0131 t\u0259cr\u00fcb\u0259dir, lakin real g\u00f6zl\u0259ntil\u0259r\u0259 sahib olmaq vacibdir. M\u00fck\u0259mm\u0259l evi tapmaq fikrind\u0259n da\u015f\u0131nmaq asand\u0131r, lakin he\u00e7 bir \u0259mlak\u0131n m\u00fck\u0259mm\u0259l olmad\u0131\u011f\u0131n\u0131 xat\u0131rlamaq vacibdir. <br\/><br\/>G\u00f6zl\u0259ntil\u0259rinizi idar\u0259 etm\u0259yin bir yolu, axtar\u0131\u015fa ba\u015flamazdan \u0259vv\u0259l m\u00fctl\u0259q sahib olman\u0131z laz\u0131m olanlar\u0131n v\u0259 s\u00f6vd\u0259l\u0259\u015fm\u0259l\u0259rin siyah\u0131s\u0131n\u0131 yaratmaqd\u0131r. Bu, se\u00e7iml\u0259rinizi daraltma\u011fa v\u0259 ehtiyaclar\u0131n\u0131za cavab ver\u0259n m\u00fclkl\u0259r\u0259 diqq\u0259t yetirm\u0259y\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259r. <br\/><br\/>Yadda saxlamaq laz\u0131m olan ba\u015fqa bir \u015fey, evin b\u00fct\u00fcn se\u00e7iml\u0259riniz\u0259 cavab verm\u0259si \u00fc\u00e7\u00fcn t\u0259mir t\u0259l\u0259b oluna bil\u0259r. M\u00fc\u0259yy\u0259n s\u0259viyy\u0259d\u0259 kompromisl\u0259r\u0259 haz\u0131r olun v\u0259 d\u0259yi\u015fiklikl\u0259rin vaxt v\u0259 pul t\u0259l\u0259b ed\u0259c\u0259yini anlay\u0131n. <br\/><br\/>Bundan \u0259lav\u0259, da\u015f\u0131nmaz \u0259mlak bazar\u0131n\u0131n g\u00f6zl\u0259nilm\u0259z ola bil\u0259c\u0259yini unutmay\u0131n. N\u0259z\u0259rinizd\u0259 konkret b\u00fcdc\u0259 v\u0259 ya vaxt qrafiki olsa da, faiz d\u0259r\u0259c\u0259l\u0259ri v\u0259 ya dig\u0259r al\u0131c\u0131lar\u0131n r\u0259qab\u0259ti kimi xarici amill\u0259r planlar\u0131n\u0131za t\u0259sir ed\u0259 bil\u0259r. <br\/><br\/>Sat\u0131nalma prosesind\u0259 real g\u00f6zl\u0259ntil\u0259r\u0259 sahib olmaqla, m\u0259lumatl\u0131 q\u0259rarlar q\u0259bul ed\u0259 v\u0259 h\u0259qiq\u0259t\u0259n ehtiyaclar\u0131n\u0131za v\u0259 ist\u0259kl\u0259riniz\u0259 cavab ver\u0259n ev tapa bil\u0259c\u0259ksiniz.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">N\u0259tic\u0259<\/h2>\n\n<p>X\u0259yal etdiyiniz evi almaq h\u0259yatda \u0259h\u0259miyy\u0259tli bir m\u0259rh\u0259l\u0259dir. D\u00fczg\u00fcn q\u0259rar verm\u0259nizi t\u0259min etm\u0259k \u00fc\u00e7\u00fcn diqq\u0259tl\u0259 d\u00fc\u015f\u00fcnm\u0259 v\u0259 planla\u015fd\u0131rma t\u0259l\u0259b olunur. Bu on ipucu il\u0259 siz da\u015f\u0131nmaz \u0259mlak\u0131n m\u00fcr\u0259kk\u0259b d\u00fcnyas\u0131nda h\u0259r\u0259k\u0259t etm\u0259k \u00fc\u00e7\u00fcn laz\u0131m olan bilikl\u0259rl\u0259 t\u0259chiz olunmu\u015fsunuz.  <br\/><br\/>H\u0259r hans\u0131 bir \u00f6hd\u0259lik g\u00f6t\u00fcrm\u0259zd\u0259n \u0259vv\u0259l m\u0259kana \u00fcst\u00fcnl\u00fck verm\u0259yi, \u0259mlak v\u0259 qon\u015fuluq haqq\u0131nda h\u0259rt\u0259r\u0259fli ara\u015fd\u0131rma aparma\u011f\u0131 unutmay\u0131n. Ehtiyaclar\u0131n\u0131z\u0131 anlayan v\u0259 prosesi ba\u015fdan sona q\u0259d\u0259r siz\u0259 istiqam\u0259tl\u0259ndir\u0259 bil\u0259n yax\u015f\u0131 bir <strong><a href=\"https:\/\/azcb.co\/\">da\u015f\u0131nmaz \u0259mlak<\/a><\/strong> agenti al\u0131n. M\u00fcmk\u00fcn q\u0259d\u0259r tez bir ipotekan\u0131n \u0259vv\u0259lc\u0259d\u0259n t\u0259sdiqini t\u0259min edin, ba\u011flanma x\u0259rcl\u0259ri v\u0259 dig\u0259r x\u0259rcl\u0259r \u00fc\u00e7\u00fcn ayr\u0131lm\u0131\u015f a\u011flabatan ilkin \u00f6d\u0259ni\u015f m\u0259bl\u0259\u011fin\u0259 sahib olun.  <br\/><br\/>T\u0259mir v\u0259 ya yenil\u0259m\u0259 kimi gizli x\u0259rcl\u0259r\u0259 haz\u0131r olun v\u0259 z\u0259ruri hallarda sat\u0131c\u0131larla dan\u0131\u015f\u0131qlar aparmaqdan qorxmay\u0131n. H\u0259r hans\u0131 bir m\u00fcqavil\u0259 imzalamadan v\u0259 ya ev almaq \u00fc\u00e7\u00fcn v\u0259sait ay\u0131rmazdan \u0259vv\u0259l h\u0259mi\u015f\u0259 pe\u015f\u0259karlar t\u0259r\u0259find\u0259n apar\u0131lan yoxlama hesabat\u0131n\u0131 t\u0259l\u0259b edin. <br\/><br\/>X\u0259yal etdiyiniz evi tapmaq \u00fc\u00e7\u00fcn s\u0259yah\u0259tiniz boyunca real g\u00f6zl\u0259ntil\u0259ri qoruyun. B\u00fct\u00fcn ehtiyaclar\u0131n\u0131za \u0259n uy\u011fun olan\u0131 tapana q\u0259d\u0259r s\u0259birli olun, lakin s\u0259yl\u0259rinizd\u0259 israrl\u0131 olun! <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ev sahibi olmaq x\u0259yal\u0131n\u0131z\u0131 ger\u00e7\u0259kl\u0259\u015fdirm\u0259y\u0259 haz\u0131rs\u0131n\u0131z? Da\u015f\u0131nmaz \u0259mlaka s\u0259rmay\u0259 qoymaq \u00e7oxlu m\u00fckafatlar g\u0259tir\u0259 bil\u0259n h\u0259y\u0259canverici bir s\u0259yah\u0259tdir, lakin h\u0259m d\u0259 h\u0259dsiz v\u0259 stresli ola bil\u0259r. N\u0259z\u0259r\u0259 al\u0131nacaq bir \u00e7ox amill\u0259, \u00f6z\u00fcn\u00fcz\u00fc itirm\u0259k v\u0259 ya haradan ba\u015flayaca\u011f\u0131n\u0131za \u0259min olmaq asand\u0131r. Amma qorxma! Bu bloq yaz\u0131s\u0131nda siz\u0259 x\u0259yal\u0131n\u0131zdak\u0131 evi alma\u011fa k\u00f6m\u0259k ed\u0259c\u0259k on m\u0259sl\u0259h\u0259t ver\u0259c\u0259yik. M\u0259kan v\u0259 [&hellip;]<\/p>\n","protected":false},"author":223,"featured_media":473556,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[9947],"tags":[],"class_list":["post-473553","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-az"],"_links":{"self":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/posts\/473553","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/users\/223"}],"replies":[{"embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/comments?post=473553"}],"version-history":[{"count":0,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/posts\/473553\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/media\/473556"}],"wp:attachment":[{"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/media?parent=473553"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/categories?post=473553"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/azcb.co\/az\/wp-json\/wp\/v2\/tags?post=473553"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}